Service Charges

SI.No

Particulars

Service charges

01

Collection of cheques/demand drafts/pay orders
i) Local Clearing
ii) Outstation

Nil
Nil

02

Cheques Return Charges
i) Returning of unpaid cheques (Inward Cheques)
ii) Unrealized cheques
(Tendering cheques)

Rs.500/-

Return charges Rs.50/-per instrument In case of outstation cheques other banker's charges+postage II charges+return charges of Rs.75/-

03

Discount of Drafts/pay order
i) Local
Salary cheques

Rs.10/-per 1000/-for 3 days
I Rs.12/-per 1000/-for above 3 days
Rs.10/-per account

04

Commission for Issue of pay orders

Pay orders for every Rs.100
(a) 0.25ps to Public
(b) 0.l0ps to Members
(c) 0.20ps to Non-Members(A/c holders who maintains minimum balance Rs.1000 in SB & Rs.2000 in CA (Subject to minimum of Rs.25+GST)

05

Issue of duplicate demand drafts or pay order



Cancellation of pay order/DD

(a) Per instrument upto Rs.50,000/-Rs.22+GST
(b) Above Rs.5.0,00D/-upto Rs.1,00,000/-Rs.100/-+GST
(c) Above Rs.1,00,000}-Rs.150/-+GST
(For loss of pay orders-Indemnity Bond(upto Rs.5000/- Rs.20/-Stamp Paper, above Rs.5000/-Rs.100/-Stamp Paper) to be taken)
50% of original charges.

06

Issue of Cheques Books Current A/c and SB A/c

(a)First cheque book is free of cost both in SB and Current 1 account
(b) Rs.2/-per cheque leaf for all the subsequent cheque both in 1 SB/CA account
C)Personalized cheques: Rs.3/-per cheque leaf for all the subsequent cheque both in SB/CA account

07

Issue of Pass sheets
(i) Current/OD/CC Accounts
(ii) SB Account

Rs.5/-per sheet

08

A/c Closing charges
(i) SB Account
(ii) Current Account

Rs.150/-
Rs.300/-

09

Safe Deposit Lockers (only to members)
Small
Medium
Big
Extra Big
Jumbo Big

Hire charges
Rs.750/-P.A
Rs.1250/-P.A
Rs.3000/-P.A
Rs.3500/-P.A
Rs.5000/-P.A
Minimum 2 years Rent payable in Advance

10

Loan Application fee
(a) Property Loan
(b) All other loans except loan Against Deposits and gold

Rs.200/­
Rs.150/-

11

Loan processing charges
(i) Loans against gold Ornaments
(ii) All other kinds of loans (Secured and unsecured,except deposit loans)

0.60% Processing charges

Upto Rs.10,000         Rs.100/­
Rs.10,001 to 15,000      Rs.150/­
Rs.15,001 to 25,000      Rs.200/­
Rs.25,001 to 50,000     Rs.400/­
Rs.50,001 to 1,00,000    Rs.1000/­
Above 1 Lakh 0.50%
(subject to minimum of Rs.1000/-& Maximum of Rs.50,000/-+ Rs.500/-DTD charges+ 500 stamp paper charges for surety agreement)

12

Take over of Loans(Except loans against Deposit,LIC NSC,Gold and Surety Loans)

Take over upto 2 years   -5% of Take over outstanding amount
Above 2 years            -3% of Take over outstanding amount

13

Issue of Bank Guarantees

Rs.5/-per 1000/- P.A

14

OD Loan
Commitment charges for non utilization of sanctioned limits

0.05% commitment charges on unutilised portion(per month)

15

Non maintenance of minimum balance both is SB/CA

Rs.10/- per Month

16

Incidental charges for current account.

Rs.350/-P.A

17

Legal and Valuation Fees (Each case)
Upto 25 Lakhs
Above 25 Lakhs to 75 Lakhs
Above 75 Lakhs

Valuation   Legal   EC Searching/Revenue  Total
2000    1500      1800       5300
3500    3000      1800       8300
5000    3500      1800       10300
*GST applicable for Valuation Fees

18

Loan Recovery charges

Minimum of Rs.200/- to Maximum of Rs.300/- (Notice issued by Hand)
l.Postal Notice charges,ordinary(loans & surety)Rs.50/- 2.Postal Notice charges Reg.Post(loans &surety)Rs.100/-
Gold loan
l.Postal Notice charges,ordinary Rs.25.00
2.Postal Notice charges,Reg.Post Rs.50.00

19

Attestation Charges

Rs.10/-per page

20

Stop Payment Charges

Rs.100/-

21

RTGS Charges for single entry

Upto Rs.10000/-      Rs.2.50
10001 to 100000     Rs.5.00
Rs.1,00,001 to 2,00,000   Rs.15.00
Rs.2,00,001 to 5,00,000  Rs.25.00
Rs.5,00,001 to Above   Rs.50.00

22

Treasury transaction for Excise licence renewal

Rs.300/-for single Transaction

23

Loss of Token

Rs.300/-

24

Cancellation of loan proposals after sanction

25

Share Application

Rs.200/-

26

CIBIL Charges

Individual person Rs.300/-

27

Schedule of ATM Card Charges
New Card Issue
Annual charges
Transaction (Financial & Non- Financial) at other Banks ATM in a Calender Month:
I) 3 Transactions Free
II)From 4th transaction:-
Balance Enquiry
Mini Statement
Cash Withdrawal
PIN Charge
Replacement(Lost/Duplicate)Card
Duplicate PIN
Transaction Slip Retrieval

Charges
Rs.100.00+GST
Rs.150.00+GST




Rs.10.00
Rs.10.00
Rs.20.00
Rs.10.00
Rs.100.00
Rs.50.00
Rs.100.00