NEFT/RTGS

Sri Sudha Co-operative Bank Ltd. offers secure, efficient, and convenient NEFT (National Electronic Funds Transfer) and RTGS (Real-Time Gross Settlement) services, enabling customers to transfer funds seamlessly across all banks in India. Our NEFT/RTGS facilities are designed to provide fast, reliable, and hassle-free banking for both personal and business transactions.

Key Features

► Safe & Reliable Transfers: Transfer funds securely to any bank account across the country through RBI-regulated payment systems.

► Wide Reach: Available for all branches and customers, ensuring nationwide connectivity.

► Flexible Timings: NEFT available round-the-clock; RTGS available during RBI-specified hours.

► Convenient Processing: Initiate transactions directly from the bank branch with quick processing.

► Affordable Service Charges: Competitive and customer-friendly charges for all NEFT/RTGS transactions.

NEFT (National Electronic Funds Transfer)

• Ideal for small and medium-value transactions.
• Operates on a 24×7 basis, including Sundays and bank holidays.
• Funds are transferred in half-hourly batches.

RTGS (Real Time Gross Settlement)

• Best suited for high-value transfers.
• Minimum amount: ₹2,00,000
• Funds are transferred instantly on a real-time basis.
• Secure and fast processing for business and personal high-value payments.

Benefits to Customers

1. Eliminates cheque handling and delays.

2. Ensures quicker settlements.

3. Transparent and trackable fund movements.

4. Enhances convenience and supports digital banking initiatives.